PRIVACY STATEMENT

Low Health Quote (www.lowhealthquote.com) web site receives and maintains certain information regarding our subscribers and members.  Information received from the Low Health Quote website depends in part on what you do when you visit or transact business on the Low Health Quote web site.  Low Health Quote respects the privacy of every individual who visits our web site.  We care about your privacy.  This privacy policy explains what information we collect and how we use that information.  The policy also explains how we protect the security and confidentiality of information.

Using this website confirms your consent and agreement to our privacy policy, including collection, use and disclosure of information by Low Health Quote as described herein.  Your usage also signifies your compliance with our user Agreement

COLLECTION OF INFORMATION

By using our web site you consent to the collection and use of this information by Low Health Quote. In the event we change our privacy policy, such changes will be posted on this page so you are always aware of what information we collect and how we use it. 

 CONFIDENTIALITY & INTERNAL PROTECTION OF INFORMATION

We do not disclose any non-public information, to anyone, except as permitted by law, such as to a licensed agent, or in order to provide information on or access to products and, or to comply with applicable laws or regulations. We restrict access to non-public personal information to those employees who need to know and providers and vendors that supply products and services.  We maintain physical, electronic and procedural safeguards to comply with federal regulations to guard the information.  The following information may be shared:

1.  Name, Address and Telephone Number

2.  Social Security Number and Date of Birth

3.  Policy coverage, benefits, premiums and payment history; and

4.  Limited medication information (i.e. provider name, date of service, referral, and authorization information, primary care physician)

MEMBERS UNDER 13 YEARS OF AGE 

Low Health Quote often covers minor dependents through their parent or legal guardian’s health insurance policy or life policy.  Children under the age of 13 can access our web site.  Should they wish to use a service or feature available through the Low Health Quote web site, we require that they do so with the permission of their legal guardian.  Low Health Quote will not willingly collect or use any personal information regarding user under the age of 13 without the consent of a parent or guardian.  Should you have any additional questions, please contact us at info@lowhealthquote.

COOKIES

 Cookies may be defined as information stored on user’s computer by a Web site so preferences are remembered on future requests.  Low Health Quote does not use cookies in any form, including tracking your clicks as you browse.

 IP ADDRESS

Low Health Quote through its Web site www.lowhealthquote.com may record IP addresses for administrative purposes, and may be used to track fraudulent clicks on advertisements listed on our Web site.  IP addresses are not linked to any personal identifiable information.

CONTACT US / CUSTOMER SERVICE

If you have questions or concerns regarding our privacy policy, you may contact us by   e-mail at info@lowhealthquote.com, by telephone at 1-800-226-1004 or mail us at:

Low Health Quote

Attn: Customer Service

PO Box 1954

Morristown, TN 37816 

LINKS TO OTHER SITES

Low Health Quote is not responsible for the privacy, practices or content of any Web sites to which it may be linked.  When you click on a linked site, you may be leaving our site and going to another.  Low Health Quote encourages you to read the privacy statements of all linked sites, since they may be different from ours. 

DISCLOSURE OF OUR PRIVACY POLICY

 This Privacy Statement may be amended at anytime without notice and will be updated as required. This notice is posted for informational purposes.  Please review our privacy policy on a regular basis to review any changes